
Feature

No Waiting

When transportation expense coverage for collision is purchased, ERIE pays transportation expenses beginning immediately after any collision loss…no waiting period.
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Feature

Highest Rating

Erie Insurance has been rated A++ by the AM Best, the independent rating service. Only 7% of the nation's insurers have this rating.
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Feature

Experience and Integrity

Erie Insurance was founded in 1925, making it one of the oldest insurance underwriters in America.
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Feature

Annual Auto Policy

Erie Insurance offers annual auto policies. Most other insurers only offer 6 month policies.
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Feature

1st Accident Forgiveness

In the preferred tier, Erie Insurance offers first accident forgiveness for policies in force for more than 3 years.
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Feature

24/7 Claim Service

Erie Insurance surpasses all others with claim service available 24 hours a day, 7 days a week. Claims can be made either by toll free 24-hour phone hotline or by internet.
However, you have the advantage of calling your local agent to act as a liason with the underwriter.
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Feature

Spicer Agency Advantage

Each Erie Insurance client is assigned a licensed, trained agent to help with any questions about coverage and claims.
Spicer Insurance Agency takes pride in being the largest Erie agent in the state of Virginia with good reason. We have more satisfied clients than any other agency.
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Feature

Loss of Replacement Vehicle

Should a loss occur involving a replacement or additional vehicle, the broadest coverage purchased for any one vehicle listed on the Declarations will apply.
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